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Seller Guide

Can I sell a property with liens or title problems?

Often, yes. The real question is what is attached to the property, who has authority to sell, and whether the issue can be cleared or paid through closing.

Common issues we see

Some problems are routine closing items

A normal mortgage payoff is usually handled through closing. Other liens may also be paid from the seller’s proceeds if there is enough equity and the lienholder provides an acceptable payoff.

Other problems require actual title work

Ownership disputes, probate, missing signatures, unreleased liens and chain-of-title defects can take additional documentation, negotiation or legal work before a closing can occur.

Why tell the buyer early?

Because title problems rarely improve by hiding them. If we know the issue at the beginning, we can evaluate whether there is a practical path and build enough time into the transaction.

Important: title and lien questions can become legal issues. The closing professional or attorney involved in the transaction should determine what is required to convey valid title.

Have a messy title situation? Call 706-818-8831 or send us the property.